.frc{--steel: var(--accent-deep);--pewter: var(--accent);--soft: var(--soft-white);--line: rgba(31, 58, 87, .14);--frc-body: #3a4350;color:var(--ink);line-height:1.7}.frc .wrap{max-width:1080px}.frc .measure{max-width:740px}.frc p{font-size:17px;color:var(--frc-body);margin:0 0 16px}.frc .eyebrow{display:inline-block;margin-bottom:12px}.frc h2{font-size:clamp(26px,3.4vw,38px);font-weight:300;letter-spacing:-.01em;color:var(--navy);line-height:1.12;margin:0 0 22px;text-wrap:balance}.frc h3{font-size:19px;font-weight:600;color:var(--navy);margin:0 0 8px}.phead .frc-commission{color:#fff!important;font-weight:500;font-size:17px!important;border-left:2px solid var(--accent);padding-left:16px;margin-top:14px}.phead .frc-hbtns{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}.phead .hbtn{display:inline-block;font-size:14px;font-weight:600;letter-spacing:.01em;padding:13px 26px;border-radius:2px;text-decoration:none;transition:all .3s ease}.phead .hbtn.solid{background:var(--cream);color:var(--navy)}.phead .hbtn.solid:hover{background:#fff}.phead .hbtn.ghost{border:1px solid rgba(244,240,232,.6);color:var(--cream)}.phead .hbtn.ghost:hover{border-color:var(--cream);background:#f4f0e814}.frc section{padding:76px 0;border-top:1px solid var(--line)}.frc section.alt{background:var(--soft)}.frc section.first{border-top:0}.frc .aud{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:38px;max-width:920px}.frc .aud .a{background:#fff;border:1px solid var(--line);border-left:2px solid var(--pewter);border-radius:4px;padding:26px 28px}.frc .aud .a h3{margin-bottom:8px}.frc .aud .a p{font-size:14.5px;margin:0;line-height:1.6}.frc .mini-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:40px;max-width:920px}.frc .mini-grid figure{margin:0}.frc .mini-grid img{display:block;width:100%;height:auto;aspect-ratio:4/3;object-fit:cover;border-radius:4px}.frc .mini-grid figcaption{margin-top:10px;font-size:13.5px;font-style:italic;line-height:1.45;color:var(--slate);padding-left:12px;border-left:2px solid var(--pewter)}.frc .mini-grid figcaption b{font-style:normal;font-weight:600;color:var(--navy);display:block;margin-bottom:2px}.frc .split{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}.frc .split-media{margin:0}.frc .split-media img{display:block;width:100%;height:auto;border-radius:6px}.frc .split-media figcaption{margin-top:12px;font-size:13.5px;font-style:italic;line-height:1.45;color:var(--slate);padding-left:12px;border-left:2px solid var(--pewter)}.frc .split-media figcaption b{font-style:normal;font-weight:600;color:var(--navy);display:block;margin-bottom:2px}.frc .fpse{background:#fff;border:1px solid var(--line);border-left:3px solid var(--navy);border-radius:6px;padding:38px 40px;max-width:880px;box-shadow:0 16px 40px -30px #15293d59;margin-top:42px}.frc .fpse .kick{font-size:11.5px;letter-spacing:.2em;text-transform:uppercase;font-weight:700;color:var(--slate);margin-bottom:12px}.frc .fpse h3{font-size:clamp(21px,2.4vw,27px);font-weight:400;margin-bottom:12px}.frc .fpse p{font-size:16px}.frc .btn-line{display:inline-flex;align-items:center;gap:8px;margin-top:10px;font-size:14px;font-weight:600;letter-spacing:.01em;padding:13px 24px;border:1px solid var(--navy);border-radius:2px;color:var(--navy);text-decoration:none;background:transparent;transition:background .3s ease,color .3s ease}.frc .btn-line:hover{background:var(--navy);color:var(--cream)}.frc .btn-line .arw{transition:transform .25s ease}.frc .btn-line:hover .arw{transform:translate(3px)}.frc .fpse .row{display:flex;gap:18px;flex-wrap:wrap;align-items:center}.frc .textlink{display:inline-flex;align-items:center;gap:8px;font-size:14px;font-weight:600;color:var(--navy);text-decoration:none;border-bottom:1px solid var(--pewter);padding-bottom:2px}.frc .textlink:hover{color:var(--steel);border-color:var(--steel)}.frc .faq{max-width:820px}.frc .faq details{border-top:1px solid var(--line)}.frc .faq details:last-child{border-bottom:1px solid var(--line)}.frc .faq summary{cursor:pointer;list-style:none;padding:20px 0;font-size:17.5px;font-weight:500;color:var(--navy);display:flex;justify-content:space-between;align-items:center;gap:16px}.frc .faq summary::-webkit-details-marker{display:none}.frc .faq summary .chev{color:var(--steel);font-size:14px;transition:transform .3s ease;flex:none}.frc .faq details[open] summary .chev{transform:rotate(90deg)}.frc .faq .ans{padding:0 0 22px}.frc .faq .ans p{font-size:16px;margin-bottom:0}.frc .fread{max-width:820px;margin-top:34px}.frc .fread a{display:flex;justify-content:space-between;align-items:center;gap:18px;padding:18px 0;border-top:1px solid var(--line);font-size:16.5px;font-weight:500;color:var(--navy);text-decoration:none;transition:color .2s ease}.frc .fread a:last-child{border-bottom:1px solid var(--line)}.frc .fread a:hover{color:var(--steel)}.frc .fread .arw{color:var(--steel);flex:none;transition:transform .25s ease}.frc .fread a:hover .arw{transform:translate(4px)}.frc .fread .src{font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--slate);font-weight:600;margin-left:auto;flex:none}.cta .frc-legal{font-size:14px!important;color:#f4f0e8d1!important;margin-bottom:28px!important}.cta .frc-ctabtns{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}@media(max-width:820px){.frc .split{grid-template-columns:1fr;gap:28px}.frc .aud{grid-template-columns:1fr}.frc .mini-grid{grid-template-columns:1fr 1fr}}@media(max-width:560px){.frc section{padding:56px 0}.frc .mini-grid{grid-template-columns:1fr}.frc .fpse{padding:28px 26px}.frc .fread .src{display:none}}